If you're paying for something large, you should consider using a bank draft instead of a check. This method of payment is a lot safer than using a regular check, since the bank guarantees the money to the person who writes the check. But the downside is that you might not be able to use bank drafts in every place.
In most cases, you'll have to go to a bank that will issue bank drafts, but you can avoid this by using a certified check. A certified cheque is not signed by the bank and isn't guaranteed to be paid, so there's no guarantee that you'll get the money you've requested.
Bank drafts are also a convenient way to make sure large payments. They're guaranteed by the issuing bank and can be used for payments in most currencies. You can deposit a bank draft at any bank, but some banks won't accept them if the draft is older than a few months.
A bank draft is similar to a personal check, except that it's guaranteed by the bank that issued it. When you accept large payments from a client or customer, a bank draft is a much safer alternative to a personal check. While personal checks can bounce if you don't have enough money in your account, a bank draft is almost guaranteed to be honored.
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